Payright Payment Plans

Payment plans made simple.
You no longer need to save for what you want... 
without breaking the budget

Are you thinking you want this now? But don't have the finance ...

Here is the solution
Buy now and pay later

Buy now and pay your course fees in instalments. Interest will apply between 10% and 14% paid upfront in way of a deposit on top of your course fee amoutn.

To apply, please contact Amanda Bishay on 0433135381 or email amanda@atsci.com.au. Amanda will assist you with your application over the phone. It only takes 10miniutes and if you have a regular income and a good credit history you will receive your answer and approval right away.

Why pay with Pay Right?

Low Merchant Application Fees

We will assist you with the application form.  This Low Doc application only takes 15 minutes over the phone to receive an immediate answer.

Flexible payment options

You choose your term, your deposit and your repayment frequency.

We make products and services more affordable - Finance up to $10,000

Get what you want today and pay for it over 12 months, 18 months or 24 months.

Better than paying with a credit card

Why risk paying high interest charges, keep your credit card free for emergencies and pay using Pay Right.

Manage your Pay Right Account

Make additional payments, change payment dates or your contact details simply and securely through your online account.

By spreading the cost of purchases over time, Payright turns expensive into affordable

  • Its as simple as asking your clinic/training centre about payment finance through Payright
  • Fill out the application form which takes only 15 minutes
  • You will receive an answer 5 minutes after you have successfully completed the application
  • Provide ID and a start date
  • Enjoy your product or service and pay us over time
  • SALE

We've got you covered

Benefits

  • Choose to pay weekly, fortnightly or monthly
  • No charge to pay the loan early
  • Customer can apply immediately for a second purchase

Pay right charges

Fee Type

amount

description

Establishment fee

Up to $50.00

Spread across repayments

Weekly account keeping fee

$0.81

Charged with scheduled repayment

Payment processing fee

$2.95

Charge with scheduled repayments

Late payment fee

$2.95

Charge with scheduled repayments

Enforcement

$29.95

Payable when we have to collect over dues

Change of details

$12.95

Only when Changes made to your payments

Repeat purchase

$19.90

Payable when repeat purchase is made

Chart is a close estimate of your repayments to assist you see how affordable it can be.

RRP

deposit

payright

2

3

6

12

Months

100%

10%

90%

8

14

26

52

INSTALMENTS

$150

$15

$135

$21.26

$15.47

$10.45

$7.30

$250

$25

$225

$32.51

$21.90

$13.91

$9.03

$500

$50

$225

$32.51

$21.90

$13.91

$9.03

$750

$75

$675

$88.76

$54.04

$31.22

$17.68

$1,000

$100

$900

$116.88

$70.11

$39.87

$22.01

$1,250

$125

$1,125

$145.01

$86.19

$48.53

$26.33

$1500

$150

$1,350

$173.13

$102.26

$57.18

$30.66

$1,750

$175

$1,575

$201.26

$118.33

$65.83

$34.99

$1,750

$175

$1,575

$201.26

$118.33

$65.83

$34.99

$2,000

$200

$1,800

$229.38

$134.40

$74.49

$39.32

$2,250

$225

$2,025

$257.51

$150.47

$83.14

$43.64

$2,500

$250

$2,250

$285.63

$166.54

$91.80

$47.97

$2,750

$275

$2,475

$313.76

$182.61

$100.45

$52.30

$3,000

$300

$2,700

$341.88

$198.69

$109.10

$56.62

$3,250

$325

$2,925

$370.01

$214.76

$117.76

$60.95

$3,500

$350

$3,150

$398.13

$230.83

$126.41

$65.28

$3,750

$375

$3,375

$426.26

$246.90

$135.07

$69.60

$4,000

$400

$3,600

$454.38

$262.97

$143.72

$73.93

$4,250

$425

$3,825

$482.51

$279.04

$152.37

$78.26

$4,500

$450

$4,050

$510.63

$295.11

$161.03

$82.58

$4,750

$475

$4,275

$538.76

$311.19

$169.68

$86.91

$5,000

$500

$4,500

$566.88

$327.26

$178.33

$91.24

$5,250

$525

$4,725

$595.01

$343.33

$186.99

$95.57

$5,500

$550

$4,950

$623.13

$359.40

$195.64

$99.89

$5,750

$575

$5,175

$651.26

$375.47

$204.30

$104.22

$6,000

$600

$5,400

$679.38

$391.54

$212.95

$108.55

$6,250

$625

$5,625

$707.51

$407.61

$221.60

$112.87

$6,500

$650

$5,850

$735.63

$423.69

$230.26

$117.20

$6,750

$675

$6,075

$763.76

$439.76

$238.91

$121.53

$7,000

$700

$6,300

$791.88

$455.83

$247.57

$125.85

$7,250

$725

$6,525

$820.01

$471.90

$256.22

$130.18

$7,500

$750

$6,750

$848.13

$487.97

$264.87

$134.51

For More Information Please Contact Amanda

0433 135 381